with Declan Hardie · Impact 103
EPISODE 17 · MARCH 24, 2026
CyberSense Ep. 17 – What To Do If You've Been Scammed
with Declan Hardie
Your 5-step action plan if you've fallen victim to a scam.
🚨 Full transcript: Your 5-Step Action Plan
1
CALL YOUR BANK IMMEDIATELY. Use the 24/7 fraud number on the back of your bank card. Freeze accounts, stop payments, reverse transactions. Every minute counts.
2
GATHER EVIDENCE. Screenshot messages, save numbers, note dates and times. This helps banks, police, and platforms investigate.
3
REPORT IT OFFICIALLY.
• SAPS: saps.gov.za or local police station
• SMS Scams: Forward to 7726 (free)
• WhatsApp: Report account within app
• Facebook/Instagram: Report profile or ad
• SAPS: saps.gov.za or local police station
• SMS Scams: Forward to 7726 (free)
• WhatsApp: Report account within app
• Facebook/Instagram: Report profile or ad
4
WARN YOUR COMMUNITY. Tell WhatsApp groups, neighbourhood watch, and family. Sharing the scammer's script protects others.
5
SECURE YOUR ACCOUNTS. Change passwords. Turn on Two-Factor Authentication. Consider credit bureau alert (TransUnion/Experian) if ID was used.
Important South African Resources
- 🔹 SAPS Cyber Crimes Centre: saps.gov.za
- 🔹 SA Fraud Prevention Service: 011 867 2234
- 🔹 Your Bank's Fraud Hotline: Find it on your bank card NOW
Bottom Line: Shame protects scammers. Action protects you and your community.
— Declan Hardie, Impact 103